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Tuesday, December 16, 2014

Signs That Tell You It's Time for Homecare

By:
Contributing Editor



To determine if it's time for assisted living, or if your elderly parent can safely remain at home, take a good look at the present housing situation, health status and medical needs. Ask yourself these questions.

Signs that may indicate it's time for assisted living:
  • Is your parent telling you that he is eating, but you're seeing food go bad in the refrigerator?
  • Is your parent falling? To determine the answer, is your parent covering up bruises he or she doesn't want you to see?
  • Is your parent wearing the same clothes when you go to visit? Can they bathe themselves, groom adequately and launder clothes?
  • When you look around the house or yard, is it as neat and clean as it used to be?
  • Is your aging parent remembering to take medications correctly, with the right dosages and at the right time? Are medications expired?
  • Are they able to operate appliances safely? Do they remember to turn appliances off when they are finished cooking?
  • Is the home equipped with safety features such as grab bars and emergency response systems?
  • Do they have a plan in place to contact help in case of an emergency?
  • Are they driving? Should they be driving? Do they have alternate means of transportation?
  • Are there stacks of papers and unpaid bills lying around?
  • Do they have friends, or are they isolated from others most of the time?
  • When you really look at your parent, do you see the bright and vibrant person from years ago, or do you see a more limited person who needs some help one hour a day, or even around the clock?
Making the decision to get home care is one of the hardest and most heart-wrenching decisions of your life. But if it keeps your parent healthy and safe and perhaps even happy, then it is probably for the best for the parent, the caregiver and the family.

Friday, December 12, 2014

How to Get Rid of Junk Mail for Good

By , Expert Kerskie Group, Inc.



As a child, I used to get so excited when I received something in the mail. Maybe it was due to the fact that the only time I would get mail was either my birthday or Christmas. It was not unusual to find a check from my Grandmother sandwiched between the card.

Now, as an adult, it is quite the opposite. The only mail I receive is either bills or junk mail. Neither of which I look forward to receiving. While there is not much I can do to eliminate the bills, there are a few things I can do to eliminate the junk mail. Another benefit of eliminating the junk mail is that it enables me to identify potential scams.

Junking junk mail

The first tool to eliminate a large portion of junk mail is the DMAchoice program from the Direct Marketing Association (DMA).  This program was created to give you control over what mail you receive.

The types of categories you may opt-out from receiving are credit card offers, catalogs, magazine offers (this includes subscription offers, newsletters, periodicals and other promotional mailings) and other mail offers (donation requests, bank offers, retail promotions and more). You can choose to opt-out of specific direct mail categories or all of the direct mail categories. Once registered, DMA forwards your category preference(s) to their 3,600 member organizations.

To register visit www.dmachoice.org and enter your information such as name, address and email address.There is no cost to register. You can also register by mail. Their website provides you with a form you can print and mail to DMA. The fee to register by mail is $1.00.

Caregivers also have an option to register on behalf of those in your care. Just visit Do Not Contact for Caretakers and follow the instructions.

Cancelling pre-approved credit offers

There is another source to opt-out of pre-approved credit card offers. While DMAchoice works with member organizations, this program works directly with the credit bureaus Experian, Equifax, TransUnion and Innovus.+

To register for the program, visit OptOutPrescreen.com or call 888-567-8688. If you register online or by telephone, your registration is valid for five years. To make the registration permanent you will need send in the confirmation agreement. This agreement will be emailed to you when you register online or be mailed to you if you register by telephone.

Doing away with "Dear occupant" mail

In order to opt-out of generic mail, the type that says "Dear Occupant" or "Dear Resident," you must send a written request to the organization that sent you the generic solicitation. In the letter, provide your name and mailing address and state clearly that you wish to opt-out from receiving future mail.

Saying no to unsolicited calls

While junk mail is a nuisance, unsolicited telephone calls can be dangerous. Often scammers will call pretending to be from a legitimate organization in an attempt to get you to send money or provide your sensitive information.

One such scam is where the caller pretends to be from the IRS. He states that you owe money and if you do not pay within 30 seconds you will be arrested. They use fear and intimidation to get the victim to do what they want.

But how can you tell which calls are legitimate which are scams?

It is often difficult to make that determination based on the call alone. One way to reduce, if not eliminate, legitimate calls is to register for the national Do Not Call list. This is a result of the Telecommunications Consumer Protection Act (TCPA). Once you have placed your home phone number(s) on the Do Not Call list, callers are prohibited from making telephone solicitations to you number.

This does not apply to organizations with which you currently conduct business (known as an established business relationship "ERB") or tax exempt organizations. You will still receive calls from your bank, calls soliciting donations and—everyone's favorite—political calls.

To register for this free service call 1-888-382-1222 from the telephone number you wish to register. You can also register online at: www.donotcall.gov. Registration with the Do Not Call list does not expire so there is no need to call again.

Telemarketers have 31 days from the date you registered to remove your information from their call list and stop calling you. If you receive a call after 31 days, notify the caller that you are on the national Do Not Call list and ask them to remove your contact information.If they continue to call you, then you can report them online at the Do Not Call List website. By law, organizations that are not tax exempt must remove a consumer's contact information from their call list when it is requested by the consumer.

Like I said, this will not eliminate all calls, but it will greatly reduce the number of legitimate, unsolicited calls.

Now you know that any calls from non-tax exempt organizations have a high probability of being a scam. For the calls you or your loved one may receive, here are a few signs to identify a scam:
  • Caller has a heavy accent
  • Caller is asking you to provide sensitive information
  • Caller is threatening or bullying you
  • Caller demands money
  • Caller demands the funds in the form of a money order
  • Caller refuses to remove your information from his call list
  • Caller claims to be from the IRS and demands money or sensitive information
  • Caller threatens your arrest if you do not comply
Also, don't be fooled by the callerID. CallerID can easily be manipulated using free online tools. I could call you and have the callerID read "IRS" or "police." It really is just that simple.

If you are in doubt when you receive an unsolicited telephone call, simply hang up the phone. If you get a call from someone claiming to be from your bank or credit card company, hang up and call your bank on the telephone number printed on your bank statement, or call the credit card company at the telephone number on the back of your credit card. If they claim to be from the IRS, you can visit the IRS website (www.irs.gov), and call them at the telephone number listed on the website. You get the idea.

Tackling unwanted text messages

For all of you smartphone users, if you receive spam-type text messages on your cell phone you can typically forward the text message to 7726. This could be different with your cell phone company, so check with them first. By forwarding the text message, you are notifying your cell phone carrier of the spam text. They will then add this to their identified spam messages list and attempt to block the sending number. This process is similar to identifying an unsolicited email as spam or junk mail.

Once you have labeled it as junk mail, your email provider will block future emails from that sender from getting into your Inbox.

While you may not be able to block all potential frauds and scams, these tools will help you to eliminate the majority of the legitimate solicitations so all that remains are frauds and scams. At that point, you can simply toss the mail or hang up the telephone to take care of the rest.

Monday, December 8, 2014

Gifts for the Elderly : Discover Great Ideas for Gifts Older Adults Will Love

By Susan Ayers Walker 

woman-getting-gifts

To make your shopping a little easier this holiday season, we've put together a list of fun and practical items for older adults. For your convenience, the gifts are organized by price, including some inexpensive ideas for crafters or kids to make.



Gifts $25 and less


GT_Hires Grandparent Talk uses a deck of question cards to stimulate social interaction and spontaneous discussion between grandparents and the youngsters who don't necessarily recognize the store of knowledge their grandparents hold (and often don't know how to ask the right questions to start a conversation with them). Grandparent Talk is the perfect door-opener to build a bridge between generations. Carefully chosen questions -- such as, "Have you ever faced a bully?" -- are displayed on the collection of cards in the game deck.
Another deck in this series is Family Talk, which encourages the kind of old-fashioned, around-the-kitchen-table banter families use to have in the evenings before TV, computers, and texting scattered the generations in different directions.
To order: Grandparent Talk & Family Talk
Cost: about $11

babymug
Shutterfly.com offers a variety of practical gifts that you can design yourself and order quickly for the holidays. Upload some of your favorite digital photos or put your favorite faces on coffee mugs, photo magnets for the fridge door, or a photo key chain. How about a refrigerator magnet, a 5-by-7-inch brag book for Grandma, or a deck of playing cards featuring a photo of Grandpa's favorite pet?
To order: Shutterfly
Cost: $3 and up

bananagram
Word games like Scrabble or Boggle are fun for all generations -- and they're great exercise for the brain. As in Boggle, players of Bananagrams make words, and as in Scrabble, they create crosswords. And they need to work as fast as they can, until someone yells, "Bananas!" No pencil, no paper, no bulky board required. Each Bananagrams game includes 144 letter tiles zipped into a bright yellow, banana-shaped bag that's easy to store and pull out when guests visit or the family gathers -- or to use at the kitchen table for a solo game with a cup of coffee on a rainy afternoon.
To order: Bananagrams
Cost: about $15

Grabbar
Stepping in and out of a slippery bathtub or shower -- or simply standing in one -- can be a challenge for older adults. Give the gift of some extra confidence: a 12-inch Bath Safety Grip that provides assistance for entering and exiting the shower or bathtub. This grab bar is sturdy and easily attaches to any smooth surface via strong suction cups on each end. This is a particularly handy gift for seniors who travel and want extra safety in an unfamiliar shower, such as when visiting the grandkids or staying in a hotel. The Bath Safety Grip is portable, lightweight, and easy to pack, and it can be used just about anywhere an extra grip is needed.
To order: Bath Safety Grip
Cost: about $10

MemoryJournalP
The LifeBio Memory Journal is especially suited to an older person who enjoys writing. This lovely gift is a book of creative, memory-jogging questions about life, with sufficient space after each question to capture handwritten answers. It creates a wonderful opportunity for a grandparent to pass on stories and wisdom to the next few generations.
The journal asks more than 250 questions, such as, "How would you describe your mother to someone who has never met her?" Or "What skills did you inherit from your parents?" Other questions ask the writers to recall their favorite birthday party as a child, the neighborhood they grew up in, or a favorite subject when they were in high school. The resulting answers can be transferred to an online LifeBio journal and merged with scanned pictures to become a hardbound LifeBio book that can be copied multiple times and given to family members.
To order: LifeBio.com
Cost: $19.95 for journal

artofagingcoverThe Art of Aging is a profusely illustrated book that provides a wealth of inspiration for older adults. Created by painter Alice Matzkin and her husband, sculptor Richard Matzkin, this touching book explores the experience of aging through art. In a series of projects that confront the artists' fears and curiosity about growing old, they examine physical changes, sensuality, relationships, spirituality, and their own aging parents -- and they do so with dignity and candor. Their uplifting conclusion: The elder years can be a time of ripening and harvest rather than inactivity and despair.
To order: The Art of Aging
Cost: about $17

Handibar
Ideal for those with weak knees or backs or other physical challenges such as arthritis, or for those who use a cane and have difficulty getting in and out of an auto, the Handybar provides extra leverage and support when entering or leaving a vehicle. It works with many (if not most) autos, small trucks, vans, and SUVs. Small and easy to use, this device can be stored in an auto's door pocket.
The Handybar features a soft, nonslip handle with an insert on the end that fits into a vehicle's striker (a U-shaped device that's factory-attached inside the door well and is readily visible and available once the door is opened). A striker is designed to hold at least 2,500 pounds, which means it won't pop off if an overweight person uses the Handybar with it. With a built-in seat belt cutter and side window breaker, the Handybar is an equally useful tool in an emergency.
To order: Handybar
Cost: about $20


Gifts $25 to $100


sleepcutiesAn adorable, soft, robotic toy pet may be just the right gift for an older adult or a loved one suffering from dementia, especially if they can no longer take care of a pet or are living in an apartment or an assisted-living facility that doesn't allow animals. The WowWee Alive Sleeping Cuties are perfect to hold or cuddle up with for a nap. Each one has a movable head and "knows" when you pick it up. Pet one and it wakes up or makes soft, sleepy pet sounds; play with one, and it makes happy sounds.
To order: WowWee
Cost: $40 and up

flooramgnferAre you caring for someone who's an active reader or hobbyist -- who likes to, say, fine-stitch a needlepoint pillow or tie flies or collect stamps? Most likely, that person can use a little more brightness and magnification while indulging in such pastimes. If so, the Fulcrum 20072-401 Magnifier 12 LED Floor Lamp provides light, magnification, and adjustability.
With 12 high-powered but cool LEDs, this floor lamp provides ample light for close work and reading. The ultra-flexible gooseneck brings the light exactly where it's needed and to the right angle for viewing. The extra-large lens easily covers an entire page without glare or hot spots. And unlike that magnifier hidden away in a drawer, this one won't be hard to find when it's needed most.
To order: Fulcrum 20072-401 Magnifier 12 LED Floor Lamp
Cost: about $80


Gifts $100 and up


toroshovel
For the older adult who wants to clear snow but whose back or arm strength isn't up to it anymore, the lightweight, electric Power Shovel could be an excellent alternative. This small machine tackles snow up to 6 inches deep on any hard surface, such as patios, decks, driveways, walkways, or front steps. It's also great for those lighter snowfalls, when a snow removal service doesn't cover the job.
The lightweight Power Shovel weighs 13 pounds and is easy to maneuver and use. Because it doesn't require gas or oil, it's also maintenance free. Just plug it in and it's ready to go. When not in use, its compact size makes it easy to store.
To order: Toro
Cost: $100

coffeemachine
Whether the person you're thinking about drinks just a single daily cup of java (or tea or cocoa) or simply likes a fresh brew with each cup, Keurig's one-cup brewers, which come with a selection of gourmet coffees, make ideal gifts. The basic Mini Brewing System brews a single cup with no guesswork or leftover water. The Elite Brewing System, which comes with a 48-ounce water reservoir, offers an automatic "off" feature that can prove useful for forgetful older adults. Compact and easy to use, these brewers make good sense for a small home kitchen or in an assisted-living environment (not to mention in an RV).
To order: Keurig
Cost: $125 and up

TV Ears
For someone whose hearing isn't what it used to be, the TV Ears portable listening system can make an audible difference. This wireless headset system enhances the sounds and voices from TV (it works with the latest plasma and LCD flat screens), and it's flexible enough to be used as a wired headset for an iPod, computer, or other music and electronic device.
The TV Ears Professional model clarifies television dialog; it also has an automatic Commercial Control that caps loud commercials so the listener doesn't get an unexpected blast of volume. In addition, it amplifies cell phones, home phones, and even voices during one-on-one conversations.
To order: TV Ears
Cost: $220

Roomba
Pushing a vacuum cleaner may no longer be an option for the person you're buying for, especially if he or she has mobility issues. The Roomba, a robotic vacuum, can clean two rooms on one battery charge. To begin the job, just press the start button, take a seat, and watch the action. The Roomba will "learn" a room and its floors, remembering where furniture and walls are located and what to avoid, such as stairs. When this flying saucer-like device completes its job or is in need of recharging, it finds its way back to the charging station and docks itself.
The Roomba works well on wood and low-nap rugs and for cleaning up pet hairs and dander. There's also a model that washes the floor (the Scooba) and a heavy-duty Dirt Dog that will tackle the garage or cellar work area.
To order: iRobot
Cost: $350 and up, depending on the model


Crafty Gifts You Can Make


For their grandparents, kids can create a colorful coupon book decorated with their favorite digital pictures. What to include? How about unique services they can provide for a grandparent, such as several car washes (always appreciated by an older driver) or perhaps two hours of yard- or housework (raking leaves in the fall, shoveling snow in the winter, or washing windows at any time of year). Other coupon items might include climbing a ladder to change light bulbs, installing new smoke alarm batteries, or dogsitting when the grandparents are on a trip. Other fun coupons could include an all-day activity with a grandparent, such as a day of fishing, a trip to the shopping mall (including lunch), or a day at the county fair. Lots of templates and ideas are available from Kodak.

A year's worth of gifts come in the form of a homemade calendar. Include such special dates as birthdays and anniversaries along with holidays that the family celebrates. Then add digital pictures that depict activities from different seasons or family events. Free templates can be printed from Printable Calendar.

Older adults aren't always enamored of having to cook, so a gift of homemade food can be a special treat. Maybe it's a tin of your best fudge or a granddaughter's cookies. Try decorating a wicker basket and filling it with some favorite snacks. Find hundreds of free recipes for every course, including holiday cookies, fudge, or other favorite foods, at Free CookingRecipes.

Are you someone who likes to sew? With scraps of cloth you have left over from a project, plus a sewing machine, you can create sewn gifts ranging from a cheery pot holder to a new set of placemats or a colorful shopping bag. There are lots of free projects, ideas, and patterns, from beginner through advanced levels, at About.com.

Holiday gift giving can be especially challenging if you're caring for someone in an assisted-living environment, where personal storage space is a luxury. What follow are some inexpensive gift ideas for someone living in more confined quarters:
  • Framed piece of a grandchild's artwork
  • Knitted hat, gloves, and scarf
  • Teacup with box of herbal tea
  • Memory book of special photos
  • Small bottle of real maple syrup
  • Pens, assorted greeting cards, postal cards, stationery, and stamps
  • Desk-quality address book or guest book
  • Shower tote filled with bath gels and moisturizers
  • Decorative napkins and small matching plates
  • Assortment of current magazines tied together with a colorful ribbon
  • Jigsaw puzzle (500 pieces or more)
  • Low-vision, large-print deck of cards
  • Blank journal
  • Pencil box with pens, paper clips, and colorful post-it notes
  • Decorative glass jar filled with old-fashioned penny candy
  • Scented soap-on-a-rope and a flannel nightshirt
  • Prepaid long-distance phone cards
  • Desk clock with big numbers
  • Decorated box for keepsakes
  • Desktop Christmas tree
  • Sewing box with supplies
  • Colorful knitting or crocheting yarns
  • Flashlight for a nightstand
  • Handkerchiefs
  • Soft makeup brush and some face powder
  • Warm, colorful socks

Monday, December 1, 2014

Eight Tips to Help Someone Grieving During the Holidays

By NHPCO's Don Schumacher, a psychologist with 30 years experience in caring for the dying and their families is available for interviews on coping with grief during the holidays.
(Alexandria, Va) – For many people, the holiday season is a special time of year marked by celebrations and gatherings with family and friends. For those struggling with the death of a loved one, the holidays may be a difficult time full of painful reminders that emphasize their sense of loss.
Often, friends and family members of those affected by a loss are unsure how to act or what to say to support their grieving loved one during the holidays.
Hospice professionals, who are experienced at helping people deal with grief and loss, offer some suggestions:
  1. Be supportive of the way the person chooses to handle the holidays. Some may wish to follow traditions; others may choose to avoid customs of the past and do something new. It’s okay to do things differently.
  2. Offer to help the person with decorating or holiday baking. Both tasks can be overwhelming for someone who is grieving.
  3. Offer to help with holiday shopping. Share catalogs or online shopping sites that may be helpful.
  4. Invite the person to join you or your family during the holidays. You might invite them to join you for a religious service or at a holiday meal where they are a guest.
  5. Ask the person if he or she is interested in volunteering with you during the holidays. Doing something for someone else, such as helping at a soup kitchen or working with children, may help your loved one feel better about the holidays.
  6. Never tell someone that he or she should be “over it.”  Instead, give the person hope that, eventually, he or she will enjoy the holidays again.
  7. Be willing to listen.  Active listening from friends and family is an important step to helping some cope with grief and heal.
  8. Remind the person you are thinking of him or her and the loved one who died. Cards, phone calls and visits are great ways to stay in touch.
“One of the best ways to help those who are grieving during the holidays is to let them know you care and that their loved one is not forgotten,” said J. Donald Schumacher, PsyD, president and CEO of National Hospice and Palliative Care Organization. “Lending an ear and holding a hand can be one of the greatest gifts we can give.”